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New Rates NAC

Rates and premium bonus change effective April 18

Due to market conditions, most fixed, cap, participation and multi-year guarantee annuity rates will decrease, and margins will increase.

Plus, Performance Choice® 12 Plus premium bonus changes from 5% to 3%.1
(See footnote for North Dakota variation)

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Get the updated Performance Choice materials required for April 18:
Brochure (most states) | Massachusetts brochure
Disclosure (most states) | Massachusetts disclosure
South Carolina disclosure
Helpful Links:

New business guidelines:
For fixed index annuities, new rates will apply to applications received on or after April 18. To receive current rates, applications must be received in the Home Office by 5 p.m. (Central Time) April 17 or submitted through e-App before 12 a.m. (Central Time) April 18. (For MYGAs, the same applies but for signed date rather than received date.)


Questions? Call Sales Support Today! 866-322-7066


Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

1. The premium bonus in North Dakota is 5%. Premium bonus may vary by annuity product, premium band and surrender charge period selected and may be subject to a premium bonus recapture. Products that have premium bonuses may offer lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower credited interest rates, lower index cap rates, lower participation rates and/or greater index margins.

Contract numbers: Performance Choice®

29072Z-HTML PRT 4-19


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North American Company for Life and Health Insurance®
4350 Westown Parkway, West Des Moines, IA 50266